That's what I want...It's what I want...

So our bank account is overdrawn. Again. AGAIN. I can't figure out how we keep doing this. I mean, I swear to god it's like we hemorrhage the stuff. How do we do this EVERY DAMN TIME? I'm trying SO HARD to make all this work, pay off the things we need to pay off, save for the things we need and want to save for and I just can't seem to get it all right. I feel like shit, every time, and I don't know how to break the cycle.